Whether you are prospecting new customers, decisioning a loan or striving to retain more of the customers you want, the foundation of making the best credit decisions rests on utilizing the best data. At Experian, data is the foundation of what we do, and that starts with our credit profile.
The Experian Credit Check is a safe online solution with which you can quickly decide, based on reliable data, whether you want to accept a consumer or not. You search by name and address and the data is immediately available. You can also link the Credit Check to your systems so that you can make a responsible decision automatically. The Credit Check is mainly used in the Telecom, Utility, Automotive, Retail and Real Estate sectors.
By using the Credit Check in your acceptance process you minimize your risk of default. This way you not only reduce your bad debts, you also save on collection costs. Moreover, you prevent consumers from purchasing products or services that they cannot afford.